Using those figures, let’s take a look at how much you’d earn in the first year with three of our top cards in these categories (not including sign-up bonuses): The credit card rewards game isn’t all or nothing when earning miles or cash back. Editorial Note: Opinions expressed here are the author’s alone, not those of any bank, credit card issuer, airlines or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities. Cash back rate: Earn 2% cash back — 1% when you buy and another 1% as you pay your bill each month. Sometimes your business might need that extra cash for other expenses. Terms apply. If you have a Blue Cash Preferred Card from American Express, then you should make sure that it is at the front of your wallet on every trip to the grocery store for a hefty 6% cash back at the register. That's $750 toward travel when you redeem through Chase Ultimate Rewards®. Cash back rate: 3% cash-back in the category of your choice (gas, online shopping, dining, travel, drug stores, or home improvement and furnishings) and 2% cash back at grocery stores and wholesale clubs on the first $2,500 in combined bonus category purchases each quarter (then 1%). Cashback-Kreditkarten helfen sparen beim Einkaufen oder Reisen. But for many, cash back is king — and there’s nothing wrong with that. Here are a few common types and the advantages of each: Flat-rate: These are cards that earn the same rewards rate across all spending. At TPG, we try to make the research process as simple as possible. If the card does have an annual fee, then tracking the amount you save vs. the cost of holding the card every year will help you determine if that specific cash back card is worth it for you. Why we chose it: The Amex Cash Magnet is a straightforward cash-back credit card that is great for beginners or those looking to earn cash back on non-bonus spending. For an explanation of our Advertising Policy, visit this page. The amount listed in the promotional offer includes the 5% Back you already earn on Amazon.com purchases with your Amazon Prime Rewards Visa Card, and the extra % Back you can earn with this promotion. Learn more. This way, you can earn cash back while financing large purchases — just make sure you’re paying off your balance before the end of the intro APR period to avoid paying interest. Bei Kreditkarten mit Bonusprogramm gibt es keine direkten Auszahlungen. The information for the Discover it Cash Back card shas been collected independently by The Points Guy. But if you want to make the most out of your cash back credit card and ensure you’re maximizing your savings, then keeping a balance on your card is never a good idea. The card details on this page have not been reviewed or provided by the card issuer. Plus, earn $100 back after you spend $1,000 in purchases on your new card within the first 6 months of account opening. Eine Cashback-Kreditkarte lohnt sich erst dann, wenn die Rückzahlungen die Jahresgebühr für die Karte übersteigen. For example, if you make a $1,000 purchase on a credit card that offers 2% cashback, you would get $20 back from the credit card provider. Blue Cash Preferred cardholders … A RED VENTURES COMPANY. The credit card offers that appear on the website are from credit card companies from which ThePointsGuy.com receives compensation. While points and miles gurus might get frustrated with points that are only worth 1 cent each, beginners won’t have to memorize award charts or research transfer partners to maximize a redemption. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). The information for the Citi Prestige has been collected independently by The Points Guy. (Indirect Cashback) S$1 = 1 point, 32,000 points = S$100 cash credit, equivalent to 1.56% cash back. Rotating categories: Rotating category cards typically offer 5% cash back on certain categories that shift every quarter. Why It’s One of the Best Credit Card Promotions Right Now: The Blue Cash Preferred® Card from American Express has the best credit card promotion for cash back because it currently offers an initial bonus of $250 as statement credit for spending $1,000 within 3 months of opening an account. lange Punkte oder Meilen sammeln. Nachteile. Of course, if you’re pairing this card with a Chase Ultimate Rewards card (including all other Chase Ink Business cards), your rewards could be more valuable when used for travel as that $1,750 turns into $3,500 in potential travel cash back value. As you probably already know, when redeeming cash back rewards, credit card companies won’t send you an envelope of literal dollar bills. It offers bonus cash back in several popular spending categories, too. Another draw to the card is the potential for a low annual fee. For a no-annual-fee credit card, that’s great potential for earned rewards. But if you aren’t going to be putting much on your card in a given calendar year anyway, then you won’t be able to maximize your cash back with a card that has an annual fee. Welcome offer: $150 cash bonus (via statement credit) once you spend $1,000 in the first three months of account opening. (Optional) On the left-panel menu, click Accounting and go the Chart of Accounts tab. To start, I would take a look at which type of cash-back card you want. 20,000 points worth $200 with $1,000 in spending in the first 3 months of account opening. SingSaver's Exclusive Offer: Get rewarded with a Garmin Venu Sq Watch (worth S$299) or a set of Apple AirPods with Charging Case (worth S$239) when you make a min. The Bank of America Cash Rewards credit card is one example of such a card. Bei manchen Kreditkarten gibt es Gutschriften für jeden Euro Umsatz, egal wo Sie sie einsetzen. $150 statement credit once you spend $1,000 in the first three months of account opening. Apply Now. With Pay Yourself Back℠, your points are worth 25% more during the current offer when you redeem them for statement credits against existing purchases in select, rotating categories. And if your card earns bonus cash back on categories that rotate throughout the year, then be sure to check the latest calendar for your quarterly savings. I personally love these cash-back cards because they allow you to customize your rewards structure in a way other cards do not. Gas, supermarkets, and select streaming in the U.S. $250 statement credit after spending $1,000 in purchases within the first 3 months of account opening. Still, it does limit your earning potential in popular categories such as dining or travel. While it’s certainly not as lucrative from an earning perspective as the Blue Cash Preferred, it is a great option for those just jumping into the cash back game for the first time. 0.5% on all other purchases. This is a given regardless of what type of credit card you have. Cash back rate: Unlimited 1.5% cash back on all purchases. Einkaufen und nebenbei Geld zurückbekommen? Mit den Cashback Cards bleibt mehr Cash für dich. Cash back credit cards can be a valuable addition to your wallet. POSB Everyday Card: Top Promotional Rebates + Transport Perks. For example, 60,000 points are worth $750 toward travel. This is a great all-around cash-back card because it earns solid rewards on categories that don’t always get a lot of love from other cards. Nur dann kann sich eine Kreditkarte mit Cashback rechnen. Some entrepreneurs use Other Income as the affected account. Activate by 12/31/21. Promo runs from October 16, 2020 to December 31, 2020. Cardholders can now convert the cash back they earn to ThankYou Points via a linked ThankYou card such as the Citi® Prestige and Citi® Premier Card. No need to wait for certificates to be mailed to you! This site does not include all credit card companies or all available credit card offers. Exclusively on Apple Online Store via … Plus, earn $100 back after you spend $1,000 in purchases on your new card within the first 6 months of account opening. What you’ll get: $750 cash. Bei Cashback-Kreditkarten profitieren Sie direkt - entweder durch Gutschrift am Ende des Monats oder durch Rabatt auf den Kaufpreis. Though, you can create an income account specifically for cash back rewards. And if that 0.5% earn rate on all other purchases bums you out, simply pair it with … It is not the bank advertiser’s responsibility to ensure all posts and/or questions are answered. Cash back rate: 5% back on the first $25,000 spent in combined purchases at office supply stores and on cellular phone, landline, internet and cable TV services each account anniversary year. Sign-up bonus: $500 bonus after spending $4,500 in the first three months from account opening. Chase Ink Business Cash Credit Card. We spend hours combing through the credit cards available from our partners and from outside our network, comparing them to see which cards offer the best return for readers. This post contains references to products from one or more of our advertisers. We may receive compensation when you click on links to those products. These features may make Citi Cash Back Card slightly less accessible for some consumers. $500 cash back after $4,500 in spending in the first 3 months of account opening. Why we chose it: The value in the simplicity of cash-back business cards can’t be overstated. This card also currently earns 4% back on select streaming services (through April. Please view our advertising policy page for more information. You’ll receive cash back in the form of statement credits. Die Kreditkarte sollte möglichst nicht überzogen und nur für Einkäufe eingesetzt werden, da Kreditzinsen und Bargeldgebühren oft sehr hoch sind. Solche Bonusprogramme können attraktiv sein, wenn sie geschickt genutzt werden. Valid till 28 Dec 2020. This means: Rewards are credited directly to your credit card every three months! Unfortunately, you won’t earn a sign-up bonus with this card, but the long-term value it offers still makes the card worth it in my eyes. Sort Merchant. What makes this card even better is it earns an unlimited 2% cash back on every purchase. Dining encompasses restaurants, cafes, bars, fast food joints, bakeries and more. While these cards are excellent for maximizing rewards for categories you spend a lot on each month, you won’t necessarily earn bonus rewards on every purchase. It’s a great card for beginners. This card gives you 1% cash back when you buy and then another 1% as you pay. ALL RIGHTS RESERVED. Get 25% more value when you redeem for travel through Chase Ultimate Rewards®. The unlimited 1.5% cash back on all purchases is standard for similar no-annual-fee credit cards. Disclaimer: The responses below are not provided or commissioned by the bank advertiser. Featured image by Isabelle Raphael/The Points Guy. $300 cash bonus once you spend $3,000 on purchases within 3 months of account opening. Includes eligible pick-up and delivery services. Use your rewards anywhere you use your credit card! In fact, cardholders may be even more interested in cash back, with so many putting travel on hold and looking for other ways to maximize their rewards. Bei Kreditkarten mit Bonusprogramm müssen Sie vergleichsweise lange Punkte oder Meilen sammeln, um an eine Prämie zu kommen. These offers could range from an additional few percentage points of cash back at your local Starbucks to extra savings on your Amazon spend just in time for the holidays. 3. Cash-back cards have played an integral role in my overall credit card strategy, helping me offset the cost of travel expenses that points and miles don’t cover. Some credit cards have specific membership requirements. If you have an Ultimate Rewards credit card, such as the Chase Sapphire Preferred Card or Chase Sapphire Reserve, you can combine rewards and take advantage of 25% to 50% Chase travel portal redemption bonuses and transfer partners. Many of the credit card offers that appear on the website are from credit card companies from which ThePointsGuy.com receives compensation. Credit Card Promo Main Category (field_cc_promo_main_category) Credit Card Promo Sub-category (field_cc_promo_sub_category) Sort Promo. An example is the Citi Double Cash because you’re earning the same 2% across all categories (1% when you make purchases, 1% as you pay your bill). The Points Guy will not sell your email. You only need to make the minimum payment each month to earn the second reward, but remember that paying your balance in full is always strongly recommended. Cash back rate: Earn 3x on dining (eating out and ordering in), gas stations, transit, travel and select streaming services; 1x on everything else. If you currently have a credit card with an annual fee that you aren’t able to maximize anymore given changes in your spending habits, then you can always call your issuer and ask if there is an option to downgrade to a no-annual-fee alternative. Tiered: Similar to most travel credit cards, these cash-back cards offer higher bonus earnings for specific, static categories. You’ll also earn 2% cash back on the first $25,000 spent in combined purchases at gas stations and restaurants each account anniversary year and you’ll get an unlimited 1% cash back on everything else. How to earn it: Spend $7,500 in the first 3 months of account opening. Whether it’s a points offer or accelerated cash back, in most cases, card issuers won’t provide your bonus immediately and you’ll have to wait several weeks before your rewards are redeemable. A flat-rate card is great for everyday spending because you don’t have to juggle specific bonus categories. Rather than having to keep up with point valuations and transfer partners, you always know what you’re getting with cash back in terms of value and redemption options. Bank of America® Cash Rewards credit card offers $200 online cash rewards bonus if you spend at least $1,000 on purchases within the first 90 days of opening your account. Cash back rate: Earn 3% cash back at U.S. supermarkets (up to $6,000 per calendar year; then 1%), 2% on U.S. gas stations and  select U.S. department stores and 1% on everything else. Meanwhile, entertainment will earn you 4% on a long list of purchases, including concert tickets, movie tickets, sporting events, theme parks, certain tourist attractions and more. Es können stattdessen Punkte oder Meilen für Prämien gesammelt werden. TPG values ThankYou points at 1.7 cents each, meaning this card would effectively get at 3.4% return on all purchases. The card details on this page have not been reviewed or provided by the card issuer. The Chase Freedom Flex and Discover It Cash Back are both examples. This card earns 3% cash back in your choice category and 2% cash back at grocery stores and wholesale clubs (on up to $2,500 in combined choice category/grocery store/wholesale club quarterly purchases). Capital One cardholders get access to premium experiences in dining, entertainment and more. Sign-up bonus: Earn a $200 bonus after spending $500 in their first three months, plus earn 5% back on the first $12,000 spent at grocery stores in your first year. Let's create an income account. Visa Online Rebate Promo . Click the New button, and select Income in the Account Type field. Cash back rate: Earn 6% cash back on purchases at U.S. supermarkets (on up to $6,000 in purchases per calendar year, then 1%) and on select U.S. streaming subscriptions, 3% cash back at U.S. gas stations and on transit and 1% cash back everywhere else. For example, the Amex Blue Cash Preferred offers 6% cash back on one set of categories, 3% on others and 1% on non-bonus spending. But if you’re looking for an easy way to earn rewards that can be used for anything, cash can be the best option. The Chase Freedom Unlimited is also a great card to pair with your existing Chase credit cards to earn cash back on non-bonus spending — in fact, it makes up one-third of the Chase Trifecta. 1 Für jedes Bezahlen mit deiner Cashback Kreditkarte schreiben wir dir bis zu 1% des Gesamtbetrags gut. Credit Card Rewards just got more convenient! The BMO Cash Back Mastercard is a no-fee cash back card offering 5% cash back on all purchases in your first 3 months…on up to $2,500 in purchases. You’ll get 15 months of 0% intro APR on purchases (see rates and fees), and a 13.99% to 23.99% variable APR applies after (see rates and fees). Here are some factors to consider: One of the simplest ways to get the most out of your cash back credit card is by maximizing your bonus categories. The Citi® Double Cash Card offers you the chance to earn cash back twice. Capital One Savor Cash Rewards Credit Card members earn 8% cash back on tickets purchased at Vivid seats from March 19, 2019, through Jan. 31, 2022. Earn up to $300 cash back: Earn 20% back on eligible purchases at Amazon.com on the card in the first 6 months, up to $200 back. With so many cash-back card options, it can be hard to narrow down which card might be right for you. Cash back offers a more straightforward way of earning and redeeming rewards compared to points and miles. Also, when it comes to travel credit cards, the rewards can often only be used for travel — and you might not be doing a lot of that right now. *Bonus value is an estimated value calculated by TPG and not the card issuer. Es gibt Anbieter, welche den Auszahlbetrag begrenzen. You don’t pay an annual fee, plus you earn 3x on several common spending categories. In short, yes. 2 Ausserdem profitierst du in den ersten 3 Monaten von einem Startbonus von bis zu 100 CHF! Earn S$50 cash rebate when splitting insurance payments over 12 months and more . While transferable points can be more valuable, it can be incredibly time-consuming to extract that extra value. For rates and fees of the Blue Cash Preferred, please click here. These cards allow you to choose the category (or categories) that you earn your bonus rewards each month. We can record the cash back rewards as Credit Card Credit. Jahr; 0 ... (American Express Green Card) oder eine kostenlose Amazon Prime-Mitgliedschaft (Amazon Visa Kreditkarte) Nachteile. Why we chose it: Another cash back credit card with some intriguing bonus categories is the Blue Cash Preferred Card from American Express. Promotional rebates of up to 15% in key spend categories; Promotions… At the end of the day, cash back credit cards are only worth it if you spend more than the cost of holding the card itself. The information for the Bank of America Cash Rewards, Wells Fargo Propel Amex and Capital One Savor Cash Rewards cards has been collected independently by The Points Guy. The Capital One Savor Cash Rewards Credit Card offers a one-time $300 cash bonus after spending $3000 on purchases within the first 3 months from account opening. This TD card’s welcome offer can net you up to $120 cash back, by rewarding 6% cash back on your purchases for the first three months. Capital One Spark Cash for Business review. For rates and fees of the Amex Cash Magnet, please click here. T&Cs apply. For rates and fees of the Blue Cash Everyday, please click here. Plus, there’s no doubt that earning cash back can be simpler and easier to quantify — something casual travelers and beginners can both appreciate. Für wen lohnt sich eine Cashback-Kreditkarte? No other no fee cash back card is offering 3% on grocery purchases. Apply Now . Another draw to the card is the potential for a low annual fee. Now more than ever, non-travel redemption options are valuable and necessary for many cardholders. Somit kann es passieren, dass die Rückzahlungen sich nicht mit den Kosten für die Karte decken. Einige Kreditkarten bieten weitere Zusatzleistungen, wie etwa Reiseversicherungen (American Express Green Card) oder eine kostenlose Amazon Prime-Mitgliedschaft (Amazon Visa Kreditkarte). All Types Of Spending: Citi Cash Back+ (1.6% cashback) For those that want a fuss-free cashback card, this card gives you 1.6% cashback on all your spending, regardless of the category you spend on. Chase promotions. Da manche Kreditkarten ihr Cashback-Programm auf bestimmte Partnerunternehmen oder Handelsketten beschränken, profitieren Sie nur dort von entsprechenden Rabatten. Just remember that it charges a 2.7% foreign transaction fee (see rates and fees), so while it’s a great option for use in the U.S., you shouldn’t use it when you’re traveling abroad. 0,00 € im 1. Earn 2% on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases. See, Blue Cash Preferred® Card from American Express, Blue Cash Everyday® Card from American Express, Capital One Savor Cash Rewards Credit Card, Blue Cash Preferred Card from American Express, Capital One Savor Cash Rewards Credit Card review, rewards could be more valuable when used for travel, convert the cash back they earn to ThankYou Points, TPG values ThankYou points at 1.7 cents each, Bank of America® Cash Rewards credit card. 12 Best Cash Back Credit Cards of December 2020 - NerdWallet The Citi Double Cash card tops the Forbes list of the best cash back credit cards, and with good reason. Please view our advertising policy page for more information. Apply Now. 5% cash back on the first $25,000 spent in combined purchases at office supply stores, on cellular phone, landline, internet and cable TV services each account anniversary year, $200 cash bonus after spending $1,000 in purchases within 90 days of account opening, 3% cash back in the category of your choice monthly (gas, online shopping, dining, travel, drug stores, or home improvement/furnishings), 2% cash back on all purchases (1% when you make purchases, 1% when as you pay your bill). This is equivalent to a $125 welcome bonus. CARD HIGHLIGHTS: 2X points on all travel and dining, points transferrable to over a dozen travel partners. And if you only have a credit card that earns flat-rate cash back like the Citi Double Cash Card, then you can’t go wrong using your card on all everyday expenses for a sizable 2% cash back (1% when you buy, plus 1% as you pay) on your transactions across the board. Learn more. After the promotional period ends, you earn 0.50% to 3% cash back depending on your purchases. 3% cash back on U.S. supermarkets (up to $6,000 in purchases per calendar year; then 1%), $200 bonus after spending $500 in their first three months, plus 5% back on the first $12,000 spent on groceries in your first year (excluding Target and Walmart). Sometimes you don’t need your credit cards to award you airline miles so you can fly to an exotic location in first-class. From May 2020, rewards earned on your Credit Card will be in the form of Cash Back. Das klingt sehr verlockend! Manche Karten gewähren zusätzlich einen Tankrabatt. Here are a few of the factors we look at when choosing the credit cards on our best cash back cards guide: Cash-back cards reward you a percentage (usually somewhere between 1% and 5%) of each purchase. You’ll also get 0% intro APR (see rates and fees) on purchases for 15 months from the date of account opening, then a variable APR, 13.99% to 23.99%; see rates and fees). Fazit: Wer von einer Cashback-Kreditkarte langfristig profitieren will, muss sorgfältig auf Bedingungen und Einschränkungen, vor allem auch auf die Kreditkarten-Konditionen achten. Why we chose it: This is a very rewarding small business credit card with a large sign-up bonus and generous bonus categories — all with no annual fee. With a credit card program with a $1,500 cash back limit per year at 5%, any spending over $30,000 would not contribute to accumulating any further cash back rewards. 2X points on travel and dining at restaurants worldwide, eligible delivery services, takeout and dining out & 1 point per dollar spent on all other purchases. Cash back rate: 2% cash back on all purchases. See more. Die Bedingungen schwanken je nach Anbieter sehr stark. You don’t need to juggle multiple cards as you try to maximize specific bonus categories. Die Bonusprogramme gelten oft nur für bestimmte Händler. Earn 1% on other … Why we chose it: If you spend a lot on dining and entertainment, you can’t get much better than the Capital One Savor. Shop Anywhere Cash Back. 1% Rebate, No Debate. Simply swipe the Spark Cash and enjoy a straightforward return on every purchase. Get unlimited deliveries with a $0 delivery fee and reduced service fees on orders over $12 for a minimum of one year on qualifying food purchases with DashPass, DoorDash's subscription service. Points and miles can often be redeemed at a far greater value than just 1 cent per point. Since TPG values Ultimate Rewards points at 2 cents each, you’ll get a 3% return on all non-bonus spending when you pair the Freedom Unlimited with a Chase Ultimate Rewards card. © 2020 THE POINTS GUY, LLC. When Amex added streaming services and transit to this card’s bonus categories, it got a major bump in value in my mind. Why we chose it: Beginners to the rewards game will appreciate the Blue Cash Everyday’s no annual fee and simple rewards structure. 6% cash back on purchases at U.S. supermarkets (on up to $6,000 of spending each calendar year, then 1%) and on select U.S. streaming subscriptions. Blue Cash Preferred Card from American Express review. This card gives you 8% cashback on not just your dining spend, but also … The card details on this page have not been reviewed or provided by the card issuer. Terms apply to the offers listed on this page. Choosing the best cash back credit card for you can take a lot of research and become really overwhelming. If the cost of the card is $0 and you pay off your statements in time every month, then you’ll always end up in the green with your savings. Nicht alle Kreditkarten mit Cashback funktionieren gleich. 4% cash back on dining and entertainment; 2% at grocery stores. Scotiabank, Home Trust, and American Express will give you cash back once a year, Tangerine’s cash is paid out monthly, and TD allows you to use your cash back rewards as soon as you earn at least $25. Welcome offer: Earn up to $300 cash back: Earn 20% back on eligible purchases at Amazon.com on the card in the first six months, up to $200 back. Rediscover Singapore. Issuers may offer additional cash back rewards for spending on select purchases. Generell gilt: Je mehr Umsatz mit der Karte getätigt wird, desto höher fallen die Rückzahlungen und Rabatte aus. 2% on U.S. gas stations and select U.S. department stores, 2% cash back on the first $25,000 spent in combined purchases at gas stations and restaurants each account anniversary year, 2% at grocery stores and wholesale clubs (up to $2,500 in combined bonus category spend each quarter; then 1%). Apply Now. 1% cash back on recurring bill payments (up to $500 per month in spend), and. According to the Bureau of Labor Statistics, the average U.S. household spent $4,643 on groceries, $3,526 on dining, $2,094 on gas and $3,050 on entertainment in 2019. Sign-up bonus: $300 bonus after you spend $3,000 on purchases in the first three months of account opening. From Bonus Points to Cash Back! If your spending habits change throughout the year, the Bank of America Cash Rewards card should definitely be on your radar. The following cards can be good options, but I’ve left them off the main “best cash-back cards” list due to their membership requirements: The information for the Fidelity Rewards Visa, Sam’s Club Mastercard, USAA Cashback Rewards Plus American Express® Card and Amazon Prime Rewards Visa Signature has been collected independently by The Points Guy. You'll earn 5% cash back on the first $25,000 spent in combined purchases at office supply stores and on internet, cable and phone services each account anniversary year, 2% cash back on the first $25,000 spent in combined purchases at gas stations and restaurants each account anniversary year, & % cash back on all other card purchases with no limit to the amount you can earn. Why we chose it: Though the Wells Fargo Propel technically earns points, not cash back, these points are redeemed at a fixed-value, making the card similar to others on this list. To put it into perspective, let’s look at how much cash back you could earn in the course of a year. Even better is it earns an unlimited 2 % cash back rate: 2 % back! Some intriguing bonus categories sprung up in recent years is the potential for a minimum spend of …. And entertainment ; 2 % cash back on recurring bill payments ( to. Higher bonus earnings for specific, static categories Point earning rate on all purchases % of the of! 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Card will be in the course of a year change throughout the,... Kann sich eine Kreditkarte mit Cashback rechnen und Sie draufzahlen it: the value the... Access to premium experiences in dining, entertainment and more that has sprung up in recent is... Certificates to be mailed to you fallen die Rückzahlungen sich nicht mit Kosten! $ 150 statement credit once you spend $ 3,000 on purchases in the first 3 months of account.... Card companies from which ThePointsGuy.com receives compensation 20,000 points after you spend $ 7,500 on in! That ’ s great potential for earned rewards on balance Transfers for 18.. Type field you the chance to earn cash back on all purchases t need to for. Comparing credit cards, these cash-back cards because they allow you to customize your rewards anywhere you use credit. Category once a month card might be right for you rewards, you. Da Kreditzinsen und Bargeldgebühren oft sehr hoch sind the unlimited 1.5 % cash card. Are the best cash back after you spend $ 1,000 in the 3... 3 Monaten von einem Startbonus von bis zu 1 % cash back all... Extra value rotating category cards typically offer 5 % cash back twice all! Responses below are not provided or commissioned by the card issuer this page value than 1. Rewards each month: Wer von einer Cashback-Kreditkarte langfristig profitieren will, muss sorgfältig auf und. Compensation when you buy credit card promotions cash back then another 1 % des Gesamtbetrags gut cards the. Bonus earnings for specific, static categories up to P5,000 cash back you earn. Straightforward return on all purchases after you spend $ 3,000 on purchases in the course of a year and... Similar no-annual-fee credit cards for each type of spending the Blue cash Preferred, please click.... Die Vorteile Je nach Karte sehr unterschiedlich aus put it into perspective, ’... One example of such a card that does a little bit of.! 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